Unlock Exclusive Homebuyer Grants & Incentives!

Available Exclusively in The Terraces by Murphy Homes

🏡 Up to 1% Lender Credit – Best Builder Program now offers a lender credit of up to 1% of the sales price (uncapped).

💰 Generous Grant Opportunities – Free money to help make homeownership more affordable:

• First-Time Homebuyers: Up to $17,500
• Community Partners (Teachers, First Responders, etc.): Up to $20,000
• Workforce Housing Plus: Up to $15,000 (Fully Forgiven at Closing!)

🔍 Who Qualifies?
This program is income-restricted, based on county and household size.

• Example: A family of four in Madison County qualifies with an income of $91,880 or less (or at or below 80% of the area’s median income).
• Community Partners qualify with an income of up to 120% of the median income ($137,700 in Madison County).

📌 How It Works

• First-Time & Community Partner Programs: Acts as a second mortgage for five years, then completely forgiven—no payments required!
• Workforce Plus Program: 100% forgiven at closing (free money for homebuyers!).
• Grants can be used for down payments and/or closing costs, but buyers must contribute $1,000 of their own funds to unlock the incentive.

📅 Apply Now! – Buyers must have a home under contract to apply—so if you’re thinking about buying, start your application today!

Call Us Today to get Started! 256-573-3281